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Terms and Conditions

Effective Date: October 7, 2026
Last Updated: October 7, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamagehouston.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Houston (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Houston.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to any applicable cancellation or termination rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, and Other Representatives

The Website specifically permits submitters to identify themselves as:

A person submitting property information as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable transaction agreement.

A preliminary offer may change following due diligence.

11. Offer Methodology

Potential offers may take into account:

No particular valuation method, purchase price, or financial outcome is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Texas Seller’s Disclosure Notice

Texas Property Code section 5.008 generally requires a seller of covered residential real property comprising not more than one dwelling unit to provide the purchaser with the statutory Seller’s Disclosure Notice or a substantially similar notice.

The Texas Real Estate Commission currently publishes Seller’s Disclosure Notice Form 55-1, approved in 2026.

A direct cash or investor purchase is not automatically exempt merely because:

14. Previously Occupied Single-Family Residences

The Texas Real Estate Commission describes the current Seller’s Disclosure Notice as required for qualifying sellers of previously occupied single-family residences.

Different property types and transaction structures can be governed by different disclosure statutes or contractual requirements.

The appropriate form should therefore be confirmed for the specific property.

15. Timing of the Seller’s Disclosure

For a covered transaction under section 5.008, the seller generally must deliver the Seller’s Disclosure Notice to the purchaser on or before the effective date of the contract binding the purchaser to purchase the property.

Providing it before contract execution is generally the cleaner operational practice.

16. Seven-Day Termination Right After Late Disclosure

If a covered contract is entered into without the seller providing the required notice, the purchaser generally may terminate the contract for any reason within seven days after receiving the notice, subject to the statute and timing of the transfer.

Nothing in these Website Terms limits a purchaser’s applicable statutory termination right.

17. The Disclosure Is Based on Seller Knowledge

The statutory Seller’s Disclosure Notice discloses the seller’s knowledge of property condition as of the date it is signed.

It is not itself:

The current TREC form expressly states that it is not a substitute for inspections or warranties a purchaser may wish to obtain.

18. Previous Fires Are Expressly Addressed

Texas’s current TREC Seller’s Disclosure Notice expressly asks whether the seller is aware of Previous Fires.

That means a historical fire is specifically addressed by the current Texas disclosure form.

A seller who answers “yes” should provide an appropriate explanation.

19. Fire-Related Systems and Defects

The current Texas form also addresses matters that may be affected by a fire, including:

A fire-damaged seller should review all applicable sections rather than merely checking “Previous Fires.”

20. Smoke Detector Requirements

Texas’s current Seller’s Disclosure Notice asks whether the property has working smoke detectors installed in accordance with applicable Texas requirements.

The form also explains that one-family and two-family dwellings are subject to smoke-detector requirements established by Texas Health and Safety Code Chapter 766 and the applicable local building code.

21. Flood Disclosure Is Particularly Important in Houston

The current Texas Seller’s Disclosure Notice contains extensive flood-related questions.

It asks about matters including:

Houston acquisition due diligence should treat fire and flood history as separate issues.

22. Firefighting Water Is Not the Same as Natural Flooding

Water damage caused by fire suppression can create:

However, firefighting-water damage should not automatically be characterized as a natural flood event.

The disclosure should accurately describe the actual source and condition.

23. Seller Disclosure Exemptions

Texas provides exemptions from section 5.008 for specified transfers, including qualifying:

An exemption should be confirmed for the actual transaction.

24. As-Is Transactions

The Website advertises purchase of property in its current or “as-is” condition.

“As-is” may mean the purchaser is willing to acquire the property without requiring the seller to complete repairs.

It does not automatically eliminate:

25. No Universal Requirement to Repair Before Sale

Texas does not impose one universal statewide rule requiring every fire-damaged home to be completely restored before it can be sold.

A damaged property may potentially be transferred in its current condition.

Separate:

may nevertheless affect the property.

26. No Universal Fire-Document Package

Texas does not impose one universal requirement that every seller automatically deliver every:

to every purchaser.

Particular documents may nevertheless be:

27. Houston Building Permits

The City of Houston’s Building Code Enforcement division administers the City’s construction codes for residential and commercial construction.

Fire-damage repairs may require permits or inspections concerning:

The exact requirements depend on the property and scope of repair.

28. Houston Permitting Center

The Houston Permitting Center provides centralized processing for many City permits and licenses, including:

The City’s online permit system allows permit searches and inspection scheduling.

A purchaser may review permit history as part of due diligence.

29. Fire-Protection Permits

Fire-damaged property may require separate Fire Department or fire-protection approvals where work affects regulated:

A building permit does not necessarily replace a separately required fire permit.

30. Houston Floodplain Development Requirements

Property within a regulated Houston floodplain can be subject to separate Chapter 19 floodplain development requirements.

Depending on the location and scope of repairs, reconstruction or substantial improvement, a property may require a Floodplain Development Permit in addition to ordinary construction permits.

The City’s current permitting fee schedule separately identifies floodplain permits for:

31. Substantial Damage and Floodplain Issues

Where a fire-damaged property is also within a regulated floodplain, the cost and scope of restoration can trigger additional floodplain requirements.

A purchaser should determine:

Fire damage and floodplain regulation should therefore be evaluated together on Houston properties where both issues exist.

32. Existing Code Violations and Orders

Fire-damaged property may be affected by:

A sale does not necessarily eliminate an obligation attached to the property or condition.

33. Cleanup and Restoration

The Website advertises that cleanup can be handled as part of its process.

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contracting or environmental work unless legally authorized to do so.

34. Inspections and Due Diligence

The Website markets a sale process without requiring the seller to undertake repairs or cumbersome traditional inspections.

That does not prevent us from conducting our own due diligence permitted by the transaction agreement.

Due diligence may include:

35. 24-Hour Offer Statements

The Website advertises a no-pressure as-is cash offer in 24 hours.

That statement describes intended or possible service timing and is not a guarantee that:

36. 10-Day Closing Statements

The Website states that it can close in approximately 10 days.

That statement describes a potential transaction structure and is not a guarantee.

Actual timing may depend on:

37. Fair and Competitive Offer Claims

The Website describes offers as:

Such statements should not be interpreted as a guarantee that:

The executed purchase agreement controls.

38. No Agent Fees and Fee-Free Statements

The Website advertises avoiding traditional agent fees and describes its process as fee-free.

Where a seller enters a genuine direct transaction without a listing broker, a conventional listing-agent commission may not apply.

However:

may still exist.

The purchase agreement and final settlement statement control.

39. Texas Real Estate Brokerage Law

Texas generally treats a person as engaged in real estate brokerage when, with an expectation of valuable consideration, the person directly or indirectly performs regulated real estate services for another person.

A genuine principal investor participating in an acquisition for its own account may be situated differently from a person performing brokerage services for another.

Nothing in these Terms authorizes unlicensed brokerage.

40. Principal Investment Activity

Texas law provides that a person is not engaged in real estate brokerage solely because the person:

The actual conduct controls.

Calling a person an:

does not determine whether regulated brokerage activity is occurring.

41. Texas Equitable-Interest Rule

Texas specifically permits a person to:

and later sell the option or assign the purchase-contract interest without holding a real estate license if statutory conditions are satisfied.

Among other things, the person must:

42. Property Code Equitable-Interest Disclosure

Texas Property Code section 5.0205 separately requires a person, before entering into a contract to sell an option or assign an interest in a purchase contract, to disclose in writing:

To the Potential Buyer or Assignee

That the person is:

and does not hold legal title to the underlying real property.

To the Property Owner

That the person intends to:

43. Equitable Interest Is Not Legal Title

Holding a:

is different from holding legal title.

A contract holder should not falsely represent that:

44. Marketing Contractual Rights

Where a contracting buyer intends to sell or assign contractual rights, marketing should accurately identify what is being offered.

It should not create a false impression that the contract holder already owns record title if that is not true.

45. New Texas Fraud Risks Concerning False Ownership

Texas criminal law now separately prohibits specified knowing advertising, sale, rental, or leasing of residential real property where the person knows the purported seller or lessor lacks legal title or authority.

That statute should not be confused with a lawful, accurately disclosed assignment of a genuine contract interest.

The safest operational practice is to:

46. No Automatic License Exemption for Brokerage Conduct

A purchase contract or option cannot be used as a pretext to perform otherwise regulated brokerage services for another person.

If conduct crosses into brokerage, applicable licensing requirements can apply despite use of an assignment structure.

47. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees assignability.

48. No Special Texas Wholesaler Cooling-Off Period

Texas requires written equitable-interest disclosures but does not create a general wholesaler-specific three-, five-, fourteen-, or twenty-one-day seller cooling-off period for every ordinary assignment transaction.

These Terms therefore do not invent one.

Other contractual and statutory termination rights may separately apply.

49. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

50. Texas Foreclosure Consulting Law

Texas Business & Commerce Code Chapter 21 regulates specified residential foreclosure consulting services.

A covered “residence in foreclosure” generally involves residential real property:

51. When Foreclosure Has Commenced

For purposes of the Texas foreclosure-consulting statute, foreclosure generally has commenced when:

52. Covered Foreclosure-Consulting Services

A person can become a foreclosure consultant where, for compensation, the person represents that services will help a homeowner accomplish specified foreclosure-related goals such as:

A direct purchaser should not portray itself as the seller’s professional foreclosure consultant unless the relationship separately complies with applicable law.

53. Written Foreclosure-Consulting Contract

A covered foreclosure-consulting services contract generally must:

Additional statutory disclosures and contract content apply.

54. Required Texas Foreclosure Notice

Before entering a covered consulting agreement, the foreclosure consultant must provide the homeowner with the statutory written notice in the legally required format.

That notice includes important warnings concerning:

55. Texas Foreclosure-Consulting Cancellation Right

Texas’s foreclosure-consulting statute does not use a simple three-day cancellation rule.

The statutory cancellation notice states that the homeowner may at any time cancel or rescind the foreclosure-consulting contract without penalty.

Where cancellation occurs, the statute can require repayment of qualifying money the consultant already spent on the homeowner’s behalf under the agreement within the statutory period and with the interest specified by law.

56. Foreclosure-Consultant Fees

A covered Texas foreclosure consultant generally may not charge or receive compensation until the consultant has fully performed every promised service unless the consultant satisfies the statute’s specified surety-bond or surety-account requirements.

Third-party consideration connected with the consulting services also must be disclosed as required by law.

57. Property Interests to Secure Consulting Fees

A covered foreclosure consultant may not acquire, directly or indirectly, an interest in the homeowner’s real or personal property for purposes of securing payment of the consultant’s compensation.

The consultant also may not take an assignment of wages to secure compensation.

58. Direct Purchase Must Remain Distinct From Foreclosure Consulting

A bona fide principal purchase should remain clearly separate from a paid foreclosure-consulting relationship.

Transaction staff should not blur the roles by:

59. Requesting a Cash Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving a possible offer, or negotiating a purchase does not automatically:

A homeowner facing foreclosure should independently determine all applicable deadlines.

60. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, additional federal requirements may regulate:

61. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

62. Home-Solicitation Rules

Certain transactions negotiated and executed following solicitation at a consumer’s home or another place away from the merchant’s business premises can be subject to Texas home-solicitation rules, including specified notice and cancellation rights.

Whether those rules apply to a particular real estate transaction depends on the facts and statutory exceptions.

If a transaction is covered, we will not attempt to waive non-waivable cancellation rights.

63. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Certain fiduciary transactions may be exempt from the ordinary section 5.008 Seller’s Disclosure Notice, but the exemption depends on the actual facts.

64. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

65. Insurance Payout Information

The Website specifically asks whether the homeowner has received an insurance payout.

That information may be relevant to:

Providing insurance-payout information does not mean that:

66. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ rights concerning:

67. Insurance Rights Do Not Automatically Transfer

The sale of fire-damaged property does not automatically transfer:

Those issues depend on:

68. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should work with an appropriately licensed public adjuster, attorney, or other authorized insurance professional where required.

69. Tenant-Occupied Property

A sale does not automatically terminate every lawful tenancy.

A purchaser should evaluate:

A property appearing vacant following a fire does not necessarily prove that every tenant right has ended.

70. Common-Interest Communities and HOAs

If property is located within a condominium, homeowners association, or other common-interest community, separate requirements may concern:

These requirements are separate from the Seller’s Disclosure Notice.

71. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal disclosure requirements.

72. Other Texas Property Notices

Depending on the property and transaction, Texas law may require additional notices concerning matters such as:

The applicable closing professional should determine the notices required for the actual parcel.

73. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

74. Texas Recording Law

Texas generally permits a private person to record a wire, oral, or electronic communication when:

unless recording is undertaken for an unlawful purpose.

We or providers acting on our behalf may record communications for legitimate business purposes.

Because interstate communications may involve a jurisdiction requiring all parties’ consent, additional notice or consent may be required.

Where another applicable law is stricter, the stricter requirement controls.

75. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply. Message frequency may vary.

Reply STOP to request that applicable messages stop.

76. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

77. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate documents that applicable law requires to be delivered in a particular manner.

78. Privacy

Our handling of personal information is described in our Privacy Policy.

79. Independent Decision-Making

Selling fire-damaged real estate can have substantial:

You may wish to consult:

80. No Professional Advice

Website content does not constitute individualized:

81. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a Texas licensed real estate professional participates, applicable representation, brokerage, and professional documentation controls.

82. Acceptable Use

You may not:

83. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Houston.

You may not commercially reproduce protected Website content without authorization.

84. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

85. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

86. No Guarantee of Transaction

We do not guarantee:

87. Marketing Claims

Website statements describing our offers or process as:

describe intended service characteristics and do not guarantee a particular economic result.

The executed transaction documents control.

88. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

89. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

90. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE HOUSTON AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

91. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

92. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Houston from claims arising from your:

93. Governing Law

These Terms are governed by the laws of the State of Texas, except where another law must apply.

94. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, privacy, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Texas.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

95. Non-Waivable Texas Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

96. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

97. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

98. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

99. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

100. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

101. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

102. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Houston
Houston, Texas
United States

Website: ibuyhouseswithfiredamagehouston.com